Cockle Finance Limited

Reference number: 804740

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • bad-credit-loans.co.uk

Company details

From the company's Companies House record.

Company number
11249493
Company status
Active
Company type
Private limited company
Incorporated
11 March 2018 (8 years old)
Registered office
146 New London Road, Chelmsford, CM2 0AW, England
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Current directors and secretaries

Name Role Born Appointed
Janice Cockle Director Oct 1958 11 Mar 2018
Stephen John Cockle Director Mar 1957 11 Mar 2018
Daniel Robert Cockle Director Jul 1987 14 Oct 2019
Lauren Terry Carmen Cockle Director Apr 1991 12 Mar 2024

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into a regulated home credit loan agreement as lender
  • Exercising or having the right to exercise the lender's rights and duties under a regulated home credit loan agreement

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired 5 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • bcloans.co.uk
  • Greybridge Finance
  • Lending Leads
  • Origin Loans
  • Short Loans

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Common questions

Frequently asked questions

Is Cockle Finance Limited FCA authorised?
Yes, Cockle Finance Limited (FRN 804740) is authorised by the FCA to carry out regulated activities.
Is my money safe with Cockle Finance?
Protection depends on which product you hold and how Cockle Finance handles your money, so check the specific product before you commit. You can also refer complaints about Cockle Finance to the Financial Ombudsman Service, free of charge.
Is Cockle Finance a scam or clone?
Cockle Finance is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Cockle Finance's Firm Reference Number (FRN)?
Cockle Finance's FRN is 804740. You can verify it on the FCA register.