Cogent Financial Solutions Limited

Reference number: 931121

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

2 Plan Wealth Management Limited Reference number: 461598 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Cogent Financial Solutions Limited (FRN 931121) is an AR of 2 Plan Wealth Management Limited (FRN 461598). When you use Cogent Financial Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Cogent Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07507 874783

  • Verified address

    5 Derby Road, Melbourne, Derby, Derbyshire, DE73 8FE, United Kingdom

Company details

From the company's Companies House record.

Company name
COGENT FINANCIAL SOLUTIONS LTD
Company number
12693406
Company status
Active
Company type
Private limited company
Incorporated
23 June 2020 (6 years old)
Registered office
5 Derby Road, Melbourne, Derby, DE73 8FE, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Alexander Paul Cave Director Sep 1975 23 Jun 2020
Robert George Andrew Mckenzie Director Nov 1968 23 Jun 2020

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through 2 Plan Wealth Management Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Cogent Financial Solutions Ltd

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Common questions

Frequently asked questions

Is Cogent Financial Solutions Limited FCA authorised?
Cogent Financial Solutions Limited (FRN 931121) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Cogent Financial Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Cogent Financial Solutions Limited (FRN 931121) is an AR of 2 Plan Wealth Management Limited (FRN 461598). When you use Cogent Financial Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Cogent Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Cogent Financial Solutions?
Protection works through 2 Plan Wealth Management Limited, the principal firm responsible for Cogent Financial Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Cogent Financial Solutions a scam or clone?
Cogent Financial Solutions is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Cogent Financial Solutions's Firm Reference Number (FRN)?
Cogent Financial Solutions's FRN is 931121. You can verify it on the FCA register.