Commercial Connect Limited

Reference number: 1021324

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Commercial Connect Limited (FRN 1021324) is an AR of Mortgage Connect (N.I) Ltd (FRN 915845). When you use Commercial Connect's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Commercial Connect, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    028 2564 6111

  • Verified address

    Unit 10, Galgorm Court, Fenaghy Road, Galgorm, Ballymena, Northern Ireland, BT42 1HW, United Kingdom

Also trades as 7 other names
  • Essex Mortgages & More
  • Healthy Financial Services
  • MCM Financial
  • Mortgo Mortgages
  • Talk to Omalley Financial Services
  • Talk to Tom Financial Services
  • Thakor Mortgage Services

Company details

From the company's Companies House record.

Company number
NI699034
Company status
Active
Company type
Private limited company
Incorporated
8 July 2023 (3 years old)
Registered office
Unit 10 Fenaghy Road, Galgorm, Ballymena, BT42 1HW, Northern Ireland
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
William Jonathan Cupples Director Jun 1978 8 Jul 2023
Mervyn Linton Director Oct 1981 1 Jan 2024

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Mortgage Connect (N.I) Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired 7 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • French Financial Services
  • Jorvik Financial
  • legacy solutions
  • Lifewise Finance
  • Redwood Mortgages
  • Strathon Park
  • Talk to Tom Financial Services

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Common questions

Frequently asked questions

Is Commercial Connect Limited FCA authorised?
Commercial Connect Limited (FRN 1021324) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Commercial Connect?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Commercial Connect Limited (FRN 1021324) is an AR of Mortgage Connect (N.I) Ltd (FRN 915845). When you use Commercial Connect's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Commercial Connect, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Commercial Connect?
Protection works through Mortgage Connect (N.I) Ltd, the principal firm responsible for Commercial Connect's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Commercial Connect a scam or clone?
Commercial Connect is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Commercial Connect's Firm Reference Number (FRN)?
Commercial Connect's FRN is 1021324. You can verify it on the FCA register.