Compare 365 Ltd

Reference number: 406407

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Compare 365 Ltd (FRN 406407) is an AR of The Right Mortgage Limited (FRN 649443). When you use Compare 365's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Compare 365, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Compare Life Insurance Cottam

Company details

From the company's Companies House record.

Company number
04850764
Company status
Active
Company type
Private limited company
Incorporated
30 July 2003 (23 years old)
Registered office
11 The Grange, Cottam, Preston, PR4 0LR, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Michael Joseph Alston Director Aug 1972 25 Jun 2004

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • New City Mortgages Limited

Names it no longer trades under

This firm has retired 4 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Alston Insurance Services
  • Money Protector
  • Newcity Compare
  • Quote Store

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Common questions

Frequently asked questions

Is Compare 365 Ltd FCA authorised?
Compare 365 Ltd (FRN 406407) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Compare 365?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Compare 365 Ltd (FRN 406407) is an AR of The Right Mortgage Limited (FRN 649443). When you use Compare 365's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Compare 365, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Compare 365?
Protection works through The Right Mortgage Limited, the principal firm responsible for Compare 365's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Compare 365 a scam or clone?
Compare 365 is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Compare 365's Firm Reference Number (FRN)?
Compare 365's FRN is 406407. You can verify it on the FCA register.