Concept Finance Ltd

Reference number: 678769

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Essex Car Company

Company details

From the company's Companies House record.

Company number
06240155
Company status
Active
Company type
Private limited company
Incorporated
8 May 2007 (19 years old)
Registered office
Concept Finance Ltd New Road, Wennington, Rainham, Essex, RM13 9EB
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Moira Lillian Newmarch Director Sep 1953 14 Apr 2008
David George Newmarch Director Jun 1988 11 Mar 2019

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Concept Finance Ltd FCA authorised?
Yes, Concept Finance Ltd (FRN 678769) is authorised by the FCA to carry out regulated activities.
Is my money safe with Concept Finance?
Protection depends on which product you hold and how Concept Finance handles your money, so check the specific product before you commit. You can also refer complaints about Concept Finance to the Financial Ombudsman Service, free of charge.
Is Concept Finance a scam or clone?
Concept Finance is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Concept Finance's Firm Reference Number (FRN)?
Concept Finance's FRN is 678769. You can verify it on the FCA register.