Contractor Financial Limited

Reference number: 1009704

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Rosemount Financial Solutions (IFA) Limited Reference number: 535515 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Contractor Financial Limited (FRN 1009704) is an AR of Rosemount Financial Solutions (IFA) Limited (FRN 535515). When you use Contractor Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Contractor Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01925 358342

  • Verified address

    John White Community Centre, Grange Avenue, Binley, Coventry, CV3 2ED, United Kingdom

Also trades as
  • BD Financial

Company details

From the company's Companies House record.

Company number
15401629
Company status
Active
Company type
Private limited company
Incorporated
10 January 2024 (2 years old)
Registered office
John White Community Centre, Grange Avenue, Coventry, West Midlands, CV3 2ED, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Current directors and secretaries

Name Role Born Appointed
Billie Davoile Director Jun 1995 10 Jan 2024
Joanne Elwell Director Sep 1977 10 Jan 2024

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Rosemount Financial Solutions (IFA) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Download this page as a PDF report

£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.

Instant download

Common questions

Frequently asked questions

Is Contractor Financial Limited FCA authorised?
Contractor Financial Limited (FRN 1009704) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Contractor Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Contractor Financial Limited (FRN 1009704) is an AR of Rosemount Financial Solutions (IFA) Limited (FRN 535515). When you use Contractor Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Contractor Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Contractor Financial?
Protection works through Rosemount Financial Solutions (IFA) Limited, the principal firm responsible for Contractor Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Contractor Financial a scam or clone?
Contractor Financial is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Contractor Financial's Firm Reference Number (FRN)?
Contractor Financial's FRN is 1009704. You can verify it on the FCA register.