Cornerstone Insurance Brokers Limited

Reference number: 592670

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Independent Broking Solutions Limited Reference number: 312026 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Cornerstone Insurance Brokers Limited (FRN 592670) is an AR of Independent Broking Solutions Limited (FRN 312026). When you use Cornerstone Insurance Brokers's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Cornerstone Insurance Brokers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    020 3621 4759

  • Verified address

    1 George Yard, City Of London, London, EC3V 9DF, United Kingdom

Also trades as
  • MASMAK
  • MASMAK International
  • Safeshare

Company details

From the company's Companies House record.

Company number
08411560
Company status
Active
Company type
Private limited company
Incorporated
20 February 2013 (13 years old)
Registered office
1 George Yard, 4th Floor, London, EC3V 9DF, England
Nature of business
  • Non-life insurance (SIC 65120)

Current directors and secretaries

Name Role Born Appointed
Andrew Charles Herbert Director Oct 1962 20 Feb 2013
Nicholas Beresford Readings Director Jun 1952 20 Feb 2013
Lourene Lopez Secretary Not published 6 Sep 2022

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Independent Broking Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired 4 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Aircraft Risk Company (London)
  • ARC (London)
  • James Steele & Associates
  • Up Digital Risk

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Common questions

Frequently asked questions

Is Cornerstone Insurance Brokers Limited FCA authorised?
Cornerstone Insurance Brokers Limited (FRN 592670) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Cornerstone Insurance Brokers?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Cornerstone Insurance Brokers Limited (FRN 592670) is an AR of Independent Broking Solutions Limited (FRN 312026). When you use Cornerstone Insurance Brokers's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Cornerstone Insurance Brokers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Cornerstone Insurance Brokers?
Protection works through Independent Broking Solutions Limited, the principal firm responsible for Cornerstone Insurance Brokers's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Cornerstone Insurance Brokers a scam or clone?
Cornerstone Insurance Brokers is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Cornerstone Insurance Brokers's Firm Reference Number (FRN)?
Cornerstone Insurance Brokers's FRN is 592670. You can verify it on the FCA register.