Cornerstone Specialist Funding Ltd

Reference number: 996937

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Cornerstone Specialist Funding Ltd (FRN 996937) is an AR of TMG Direct Limited (FRN 786245). When you use Cornerstone Specialist Funding's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Cornerstone Specialist Funding, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07548 005573

  • Verified address

    Riverside, Mountbatten Way, Congleton, Cheshire East, CW12 1DY, United Kingdom

Also trades as 4 other names
  • Cornerstone Mortgages & Protection
  • Cornerstone SF
  • cornerstonesf.co.uk
  • KP Mortgages

Company details

From the company's Companies House record.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company number
11545774
Company status
Active
Company type
Private limited company
Incorporated
31 August 2018 (7 years old)
Registered office
Riverside, Mountbatten Way, Congleton, CW12 1DY
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Peter Wilson Director Sep 1963 31 Aug 2018
Peter Wilson Secretary Not published 31 Aug 2018

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through TMG Direct Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Cornerstone Specialist Funding Ltd FCA authorised?
Cornerstone Specialist Funding Ltd (FRN 996937) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Cornerstone Specialist Funding?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Cornerstone Specialist Funding Ltd (FRN 996937) is an AR of TMG Direct Limited (FRN 786245). When you use Cornerstone Specialist Funding's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Cornerstone Specialist Funding, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Cornerstone Specialist Funding?
Protection works through TMG Direct Limited, the principal firm responsible for Cornerstone Specialist Funding's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Cornerstone Specialist Funding a scam or clone?
Cornerstone Specialist Funding is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Cornerstone Specialist Funding's Firm Reference Number (FRN)?
Cornerstone Specialist Funding's FRN is 996937. You can verify it on the FCA register.