Cosi Living Ltd

Reference number: 971769

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Cosi Living Ltd (FRN 971769) is an AR of Cosi Carpets Ltd (FRN 953322). When you use Cosi Living's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Cosi Living, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01753 517527

  • Verified address

    398 Farnham Road, Slough, SL2 1JD, United Kingdom

Company details

From the company's Companies House record.

Company number
10595085
Company status
Active
Company type
Private limited company
Incorporated
1 February 2017 (9 years old)
Registered office
343 Bath Road, Slough, SL1 5PR, United Kingdom
Nature of business
  • Manufacture of kitchen furniture (SIC 31020)
  • Retail sale of electrical household appliances in specialised stores (SIC 47540)
  • Retail of furniture, lighting, and similar (not musical instruments or scores) in specialised store (SIC 47599)

Current directors and secretaries

Name Role Born Appointed
Amol Khullar Director Feb 1988 1 Feb 2017
Baljinder Singh Director May 1972 1 Feb 2017
Harmandeep Singh Grewal Director Apr 1984 1 Feb 2020

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Cosi Carpets Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Cosi Living Ltd FCA authorised?
Cosi Living Ltd (FRN 971769) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Cosi Living?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Cosi Living Ltd (FRN 971769) is an AR of Cosi Carpets Ltd (FRN 953322). When you use Cosi Living's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Cosi Living, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Cosi Living?
Protection works through Cosi Carpets Ltd, the principal firm responsible for Cosi Living's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Cosi Living a scam or clone?
Cosi Living is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Cosi Living's Firm Reference Number (FRN)?
Cosi Living's FRN is 971769. You can verify it on the FCA register.