Cove Financial Planning (Leeds) Limited

Reference number: 1018948

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Cove Financial Planning

Company details

From the company's Companies House record.

Company number
15129155
Company status
Active
Company type
Private limited company
Incorporated
11 September 2023 (2 years old)
Registered office
Aspire Offices, 2 Infirmary Street, Leeds, LS1 2JP, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Thomas James Frane Director Sep 1993 11 Sep 2023
Joseph Denis O'Shea Director Jun 1973 11 Sep 2023

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.

    Check your FSCS cover →

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
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  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Debt-counselling
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Voluntary application for imposition of requirements
    1. Cove Financial is required to abide by a Deed Poll executed by it dated 23 July 2025 (the “Deed Poll”) in relation to specified clients and past business of Cove Financial Planning (Leeds) Limited (FRN 1003355), Appointed Representatives of Cove Financial Planning Limited (FRN 960167) listed in an Annex to the Deed Poll. Under this Deed Poll, Cove Financial has accepted liability and responsibility in relation to certain regulated activities and services previously carried on by the Firm whilst operating as an Appointed Representative. The full detail of such acceptance of liability and responsibility by Cove Financial is set out in the Deed Poll. 2. Cove Financial will only onboard or otherwise advise any additional clients currently or formerly advised by Cove Financial Planning (Leeds) Limited (FRN 1003355) and/or Cove Financial Planning Limited (FRN 960167) other than those set out in the Deed Poll (the “Additional Client(s)”) with the Authority’s prior written consent. 3. Cove Financial will, if the Authority gives such prior written consent, amend the Deed Poll to include the names and details of all Additional Client(s) to those set out in the Annex to the original Deed Poll. The amended Deed Poll must be re-executed prior to the Firm engaging in any business with or for such Additional Client(s). 4. In addition, Cove Financial will only enter into any agreements in relation to future movements of any former clients of Cove Financial Planning (Leeds) Limited (FRN 1003355) and/or Cove Financial Planning Limited (FRN 960167) (including, for the avoidance of doubt, any Additional Client(s)), by gift or sale, without the Authority’s prior written consent. Effective date 5. The requirements in this application are to take effect immediately upon the Firm becoming authorised and upon their acceptance by the Authority, as notified to the Firm via email. Variation and cancellation 6. The Requirements herein will remain in effect until such a time as the FCA provides to Cove Financial its written consent to vary or rescind the requirements in part or in full (whether upon application by Cove Financial or on the FCA’s own initiative).

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Cove Financial Planning (Leeds) Limited FCA authorised?
Yes, Cove Financial Planning (Leeds) Limited (FRN 1018948) is authorised by the FCA to carry out regulated activities.
Is my money safe with Cove Financial Planning (Leeds)?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Cove Financial Planning (Leeds) to the Financial Ombudsman Service, free of charge.
Is Cove Financial Planning (Leeds) a scam or clone?
Cove Financial Planning (Leeds) is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Cove Financial Planning (Leeds)'s Firm Reference Number (FRN)?
Cove Financial Planning (Leeds)'s FRN is 1018948. You can verify it on the FCA register.