Covea Insurance plc

Reference number: 202277

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Provident Insurance
  • RSPCA Pet Insurance

Company details

From the company's Companies House record.

Company number
00613259
Company status
Active
Company type
Public limited company
Incorporated
20 October 1958 (67 years old)
Registered office
A&B Mills, Dean Clough, Halifax, HX3 5AX, United Kingdom
Nature of business
  • Non-life insurance (SIC 65120)

Current directors and secretaries

Name Role Born Appointed
Christopher Moat Director Mar 1968 17 Mar 2021
Georges De Macedo Director Oct 1981 9 May 2023
Jeffrey Niven Herdman Director Jan 1953 3 Oct 2023
Jonathan Lancelot Eddis Director May 1960 6 Nov 2023
Emeric De Souance Director Mar 1980 2 Jan 2024
Pascal Philippe Salelles Director Jul 1969 8 Jan 2026
Heather Roberta Mckinlay Director Jul 1971 23 Mar 2026
Philippe Domart Director Nov 1970 31 Mar 2026
Louride Sekhri Director Dec 1986 1 Apr 2026
Laure Anne Lucie Carraud Director Dec 1982 1 Jun 2026
Rebecca Lawry Secretary Not published 5 Dec 2023

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.

Check your FSCS cover →

Show FCA detail (12 permissions)
  • Accepting Deposits
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Carrying out contracts of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Dealing in investments as principal
  • Effecting contracts of insurance
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to transactions in investments

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

What customers have complained about

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • MMA Insurance Plc
  • Norman Insurance Company Limited

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • RSPCA

Complaints record

In January–June 2025, the Financial Ombudsman Service received 220 new complaints about this firm, and upheld 39% of the ones it decided.

That is above the 31% median for the firms the Ombudsman reports on.

  • Insurance 220

A bigger firm receives more complaints simply because it has more customers. FOS complaints data →

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Common questions

Frequently asked questions

Is Covea Insurance plc FCA authorised?
Yes, Covea Insurance plc (FRN 202277) is authorised by the FCA to carry out regulated activities.
Is my money safe with Covea Insurance?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Covea Insurance to the Financial Ombudsman Service, free of charge.
Is Covea Insurance a scam or clone?
Covea Insurance is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Covea Insurance's Firm Reference Number (FRN)?
Covea Insurance's FRN is 202277. You can verify it on the FCA register.