coverbaloo Limited

Reference number: 816783

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

CAVERE LIMITED Reference number: 517325 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • coverbaloo Limited (FRN 816783) is an AR of CAVERE LIMITED (FRN 517325). When you use coverbaloo's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from coverbaloo, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
11091668
Company status
Active
Company type
Private limited company
Incorporated
1 December 2017 (8 years old)
Registered office
10 Precentors Court, York, YO1 7EJ, United Kingdom
Nature of business
  • Life insurance (SIC 65110)
  • Non-life insurance (SIC 65120)
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
John Robert Prentice Director Aug 1970 1 Dec 2017
Paul Anthony Thompson Director Feb 1967 1 Dec 2017
Adam Anthony Thompson Director Jul 1993 23 Jan 2020
ANDREW JACKSON COMPANY SECRETARIES LIMITED Corporate secretary Not published 23 Jan 2020

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through CAVERE LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is coverbaloo Limited FCA authorised?
coverbaloo Limited (FRN 816783) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for coverbaloo?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. coverbaloo Limited (FRN 816783) is an AR of CAVERE LIMITED (FRN 517325). When you use coverbaloo's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from coverbaloo, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with coverbaloo?
Protection works through CAVERE LIMITED, the principal firm responsible for coverbaloo's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is coverbaloo a scam or clone?
coverbaloo is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is coverbaloo's Firm Reference Number (FRN)?
coverbaloo's FRN is 816783. You can verify it on the FCA register.