Coverpal Ltd

Reference number: 1029790

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

The FCA register does not name a principal for this firm.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Coverpal Ltd (FRN 1029790) is listed as an introducer appointed representative, but the register does not show its principal firm here. Check the FCA register before sharing your details.
  • Example: if Coverpal refers you to a financial adviser, the advice should come from the principal firm, not from Coverpal itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07771 391767

  • Verified address

    1 Anstiebury Close, Beare Green, Dorking, Surrey, RH5 4RE, United Kingdom

Company details

From the company's Companies House record.

Company number
13969980
Company status
Active
Company type
Private limited company
Incorporated
11 March 2022 (4 years old)
Registered office
1 Anstiebury Close, Beare Green, Dorking, RH5 4RE, England
Nature of business
  • Other information technology service activities (SIC 62090)

Current directors and secretaries

Name Role Born Appointed
Gemma Louise Chisholm Director Jun 1985 11 Mar 2022
Matthew Charles William Spooner Director Jul 1986 1 Jul 2024

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Coverpal Ltd FCA authorised?
Coverpal Ltd (FRN 1029790) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Coverpal?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Coverpal Ltd (FRN 1029790) is listed as an introducer appointed representative, but the register does not show its principal firm here. Check the FCA register before sharing your details. Example: if Coverpal refers you to a financial adviser, the advice should come from the principal firm, not from Coverpal itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Coverpal?
Protection works through the principal firm responsible for Coverpal's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Coverpal a scam or clone?
Coverpal is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Coverpal's Firm Reference Number (FRN)?
Coverpal's FRN is 1029790. You can verify it on the FCA register.