COVRD.ME LIMITED

Reference number: 835259

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

1.618 Advisory Services UK Limited Reference number: 670084 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • COVRD.ME LIMITED (FRN 835259) is an AR of 1.618 Advisory Services UK Limited (FRN 670084). When you use COVRD.ME's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from COVRD.ME, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
11850987
Company status
Active
Company type
Private limited company
Incorporated
27 February 2019 (7 years old)
Registered office
Kemp House, City Road, London, EC1V 2NX, England
Nature of business
  • Other information service activities not elsewhere classified (SIC 63990)
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Candice Samantha Giles Director May 1982 27 Feb 2019
Tyrone Lancaster Hodgson Director Apr 1985 27 Feb 2019

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through 1.618 Advisory Services UK Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is COVRD.ME LIMITED FCA authorised?
COVRD.ME LIMITED (FRN 835259) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for COVRD.ME?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. COVRD.ME LIMITED (FRN 835259) is an AR of 1.618 Advisory Services UK Limited (FRN 670084). When you use COVRD.ME's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from COVRD.ME, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with COVRD.ME?
Protection works through 1.618 Advisory Services UK Limited, the principal firm responsible for COVRD.ME's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is COVRD.ME a scam or clone?
COVRD.ME is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is COVRD.ME's Firm Reference Number (FRN)?
COVRD.ME's FRN is 835259. You can verify it on the FCA register.