CPS Financial Solutions Ltd
Reference number: 442763
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Appointed representative
This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.
The FCA register does not name a principal for this firm.
What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- CPS Financial Solutions Ltd (FRN 442763) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
- Example: if you take financial advice from CPS Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Identity
Check their details
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Verified website
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Verified phone number
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Verified address
1 Wessenden Head Road, Meltham, Holmfirth, West Yorkshire, HD9 4ET, United Kingdom
Company details
From the company's Companies House record.
- Company name
- CPS FINANCIAL SOLUTIONS LIMITED
- Company number
- 05587617
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 10 October 2005 (20 years old)
- Registered office
- C/O Finlayson & Co Whitby Court, Abbey Road Shepley, Huddersfield, West Yorkshire, HD8 8EL
- Nature of business
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- Activities of insurance agents and brokers (SIC 66220)
- Other activities auxiliary to insurance and pension funding (SIC 66290)
Current directors and secretaries
| Name | Role | Born | Appointed |
|---|---|---|---|
| Paul Bradley Cooper | Director | Jul 1974 | 12 Oct 2005 |
| Craig Anthony Nicholls | Director | Oct 1965 | 12 Oct 2005 |
| Andrew Smith | Director | Dec 1973 | 21 May 2012 |
| Craig Anthony Nicholls | Secretary | Not published | 12 Oct 2005 |
Warning
Scammers have impersonated this firm
Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.
The FCA warning these came from
- Empower Financial Services, Inc / Financial Solutions CP 1 February 2023
Scammers change these details often. Always check the live FCA warning.
Activities and protection
What they can do, and how you are protected
- Protection through the principal firmProtection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Track record
FCA actions and complaints
No FCA disciplinary action, and no complaints recorded with the Ombudsman.
The clone warnings above are scammers using this firm's name, not something the firm has done.
Names it no longer trades under
This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.
Show the retired name
- Helping Hands Protection
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