Crash Services Ltd

Reference number: 530247

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

GRANITE INSURANCE SERVICES LIMITED Reference number: 514910 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Crash Services Ltd (FRN 530247) is an AR of GRANITE INSURANCE SERVICES LIMITED (FRN 514910). When you use Crash Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Crash Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
NI052244
Company status
Active
Company type
Private limited company
Incorporated
29 October 2004 (21 years old)
Registered office
Canal House, 27-29b St. Marys Street, Newry, Co. Down, BT34 2AA, Northern Ireland
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Current directors and secretaries

Name Role Born Appointed
Sinead Elizabeth Mcallister Director Apr 1978 18 Feb 2009
Steve Beighton Director Feb 1965 21 Feb 2025
Michelle Murphy Director May 1982 21 Feb 2025
Paul O'Hare Director Jan 1987 21 Feb 2025
Paula Mahoney Director Jun 1983 21 Feb 2025
Christopher Harte Director Jul 1990 21 Feb 2025
Sinead Elizabeth Mcallister Secretary Not published 18 Feb 2009

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through GRANITE INSURANCE SERVICES LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Crash Services Ltd FCA authorised?
Crash Services Ltd (FRN 530247) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Crash Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Crash Services Ltd (FRN 530247) is an AR of GRANITE INSURANCE SERVICES LIMITED (FRN 514910). When you use Crash Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Crash Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Crash Services?
Protection works through GRANITE INSURANCE SERVICES LIMITED, the principal firm responsible for Crash Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Crash Services a scam or clone?
Crash Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Crash Services's Firm Reference Number (FRN)?
Crash Services's FRN is 530247. You can verify it on the FCA register.