Create Pay Limited

Reference number: 982027

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
14099583
Company status
Active
Company type
Private limited company
Incorporated
11 May 2022 (4 years old)
Registered office
57a Broadway, Leigh On Sea, Essex, SS9 1PE, United Kingdom
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Current directors and secretaries

Name Role Born Appointed
Stephen James Wells Director Apr 1978 11 May 2022
Martin Cruse Director Mar 1982 24 Jan 2025
Roger Justin Bracken Director Apr 1965 19 Aug 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into Regulated Consumer Hire Agreements as owner
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Create Pay Limited FCA authorised?
Yes, Create Pay Limited (FRN 982027) is authorised by the FCA to carry out regulated activities.
Is my money safe with Create Pay?
Protection depends on which product you hold and how Create Pay handles your money, so check the specific product before you commit. You can also refer complaints about Create Pay to the Financial Ombudsman Service, free of charge.
Is Create Pay a scam or clone?
Create Pay is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Create Pay's Firm Reference Number (FRN)?
Create Pay's FRN is 982027. You can verify it on the FCA register.