CREATIVE DESIGNS (AYR) LIMITED

Reference number: 1030406

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

The FCA register does not name a principal for this firm.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • CREATIVE DESIGNS (AYR) LIMITED (FRN 1030406) is listed as an introducer appointed representative, but the register does not show its principal firm here. Check the FCA register before sharing your details.
  • Example: if CREATIVE DESIGNS (AYR) refers you to a financial adviser, the advice should come from the principal firm, not from CREATIVE DESIGNS (AYR) itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Creative Classics
  • Creative Designs

Company details

From the company's Companies House record.

Company number
SC108967
Company status
Active
Company type
Private limited company
Incorporated
29 January 1988 (38 years old)
Registered office
37 Portland Road, Kilmarnock, KA1 2DJ, Scotland
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Current directors and secretaries

Name Role Born Appointed
Andrew Coughtrie Director Jul 1989 1 Feb 2021
Lindsay Margaret Brown Director May 1988 1 Feb 2021
Lorna Cameron Director Dec 1982 1 Feb 2021
David Coughtrie Director Aug 1984 1 Feb 2021
Thomas Newall Coughtrie Director Oct 1954 Not published
Janet Lindsay Coughtrie Director May 1955 Not published
Thomas Newall Coughtrie Secretary Not published Not published

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is CREATIVE DESIGNS (AYR) LIMITED FCA authorised?
CREATIVE DESIGNS (AYR) LIMITED (FRN 1030406) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for CREATIVE DESIGNS (AYR)?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. CREATIVE DESIGNS (AYR) LIMITED (FRN 1030406) is listed as an introducer appointed representative, but the register does not show its principal firm here. Check the FCA register before sharing your details. Example: if CREATIVE DESIGNS (AYR) refers you to a financial adviser, the advice should come from the principal firm, not from CREATIVE DESIGNS (AYR) itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with CREATIVE DESIGNS (AYR)?
Protection works through the principal firm responsible for CREATIVE DESIGNS (AYR)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is CREATIVE DESIGNS (AYR) a scam or clone?
CREATIVE DESIGNS (AYR) is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is CREATIVE DESIGNS (AYR)'s Firm Reference Number (FRN)?
CREATIVE DESIGNS (AYR)'s FRN is 1030406. You can verify it on the FCA register.