CREDAIR LIMITED

Reference number: 672306

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company number
09020100
Company status
Active
Company type
Private limited company
Incorporated
1 May 2014 (12 years old)
Registered office
Monument Place, 24 Monument Street, London, Greater London, EC3R 8AJ, England
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (2 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 3 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Guavapay Credit Services Limited
  • Pay Later Financial Services Limited
  • Travelfund Limited

Names it no longer trades under

This firm has retired 7 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Fly Now Pay Later
  • Guavapay Credit Services
  • Guavapay CS
  • MyGuava
  • MyGuava Credit
  • Pay Later Group
  • Travelfund

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Common questions

Frequently asked questions

Is CREDAIR LIMITED FCA authorised?
Yes, CREDAIR LIMITED (FRN 672306) is authorised by the FCA to carry out regulated activities.
Is my money safe with CREDAIR?
Protection depends on which product you hold and how CREDAIR handles your money, so check the specific product before you commit. You can also refer complaints about CREDAIR to the Financial Ombudsman Service, free of charge.
Is CREDAIR a scam or clone?
CREDAIR is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is CREDAIR's Firm Reference Number (FRN)?
CREDAIR's FRN is 672306. You can verify it on the FCA register.