CreDec Limited

Reference number: 809835

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Acts as a payment agent

This firm does not hold FCA authorisation of its own. It acts as a payment agent under another firm's authorisation.

This is one of the company's FCA records. It separately holds full FCA authorisation under FRN 815633 →.

Responsible principal firm

Ardohr Limited Reference number: 791622 Authorised View firm →

Same company

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    0333 939 8900

  • Verified address

    22 Baker Street, London, Westminster, W1U 3BW, United Kingdom

Company details

From the company's Companies House record.

Company number
10821006
Company status
Active
Company type
Private limited company
Incorporated
15 June 2017 (9 years old)
Registered office
22 Baker Street, London, W1U 3BW, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Current directors and secretaries

Name Role Born Appointed
Craig Farquhar Eadie Director Apr 1955 15 Jun 2017
Alexander Michael Meynell Director Nov 1966 16 May 2018

Check on the FCA register → Report a scam →

Activities and protection

What the record covers, and how you are protected

  • Protection works through the principal
    This firm acts as an agent of an authorised payment or e-money firm rather than holding its own authorisation. FSCS does not protect money held by an agent. Funds should be safeguarded by the principal, and the Financial Ombudsman Service may still be able to look at a complaint.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is CreDec Limited FCA authorised?
CreDec Limited (FRN 809835) is on the FCA register as an agent of an authorised payment or e-money firm. It does not hold its own authorisation: it acts under the principal's, and the principal is responsible for the money.
Is my money safe with CreDec?
CreDec is an agent, so it does not hold its own FCA authorisation and FSCS does not protect money held by an agent. Your money should be safeguarded by the authorised firm it acts for. You can still refer a complaint to the Financial Ombudsman Service, which may be able to look at it.
Is CreDec a scam or clone?
CreDec is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is CreDec's Firm Reference Number (FRN)?
CreDec's FRN is 809835. You can verify it on the FCA register.