Credit Services Association Limited

Reference number: 456562

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

The FCA register does not name a principal for this firm.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Credit Services Association Limited (FRN 456562) is listed as an introducer appointed representative, but the register does not show its principal firm here. Check the FCA register before sharing your details.
  • Example: if Credit Services Association refers you to a financial adviser, the advice should come from the principal firm, not from Credit Services Association itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
00089614
Company status
Active
Company type
Private company limited by guarantee
Incorporated
24 July 1906 (120 years old)
Registered office
2 Esh Plaza Sir Bobby Robson Way, Great Park, Newcastle Upon Tyne, NE13 9BA
Nature of business
  • Activities of professional membership organisations (SIC 94120)

Current directors and secretaries

Name Role Born Appointed
Yvonne Jean Klimaytys Director Mar 1958 18 Jun 2014
Craig Andrew Hinchliffe Director Aug 1982 19 Mar 2020
Christopher Michael Leslie Director Jun 1972 23 Dec 2020
Kathryn Mary Morgan Director Jan 1974 25 Feb 2021
Jane Peacock Director May 1960 17 Mar 2021
Timothy David Kirk Director Mar 1969 28 Feb 2023
Samantha Barnard Director Mar 1974 27 Feb 2025
Desmond Gerard Hudson Director Oct 1955 27 Feb 2025
Claire Louise Moore Director May 1978 27 Feb 2025
Jaime Andrew Nuwar-Graham Director Nov 1973 27 Feb 2025
Stuart John Webb Director Mar 1973 27 Feb 2025
Susan Bain Director Oct 1976 27 Feb 2025
Daniela Ferrer Francisco Director Jan 1980 26 Feb 2026
Samantha Danielle Reed Director Aug 1987 26 Feb 2026

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Credit Services Association Ltd

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Common questions

Frequently asked questions

Is Credit Services Association Limited FCA authorised?
Credit Services Association Limited (FRN 456562) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Credit Services Association?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Credit Services Association Limited (FRN 456562) is listed as an introducer appointed representative, but the register does not show its principal firm here. Check the FCA register before sharing your details. Example: if Credit Services Association refers you to a financial adviser, the advice should come from the principal firm, not from Credit Services Association itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Credit Services Association?
Protection works through the principal firm responsible for Credit Services Association's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Credit Services Association a scam or clone?
Credit Services Association is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Credit Services Association's Firm Reference Number (FRN)?
Credit Services Association's FRN is 456562. You can verify it on the FCA register.