Creditsu Limited

Reference number: 989825

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

CREATIVE FINANCE LIMITED Reference number: 702435 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Creditsu Limited (FRN 989825) is an AR of CREATIVE FINANCE LIMITED (FRN 702435). When you use Creditsu's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Creditsu, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Same company

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Credit Pillar
  • Loan Stop

Company details

From the company's Companies House record.

Company number
14400646
Company status
Active
Company type
Private limited company
Incorporated
5 October 2022 (3 years old)
Registered office
20-22 Wenlock Road, London, N1 7GU, England
Nature of business
  • Other information technology service activities (SIC 62090)

Current directors and secretaries

Name Role Born Appointed
Damon Hirschl Director Oct 1976 5 Oct 2022

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through CREATIVE FINANCE LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Creditsu Limited FCA authorised?
Creditsu Limited (FRN 989825) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Creditsu?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Creditsu Limited (FRN 989825) is an AR of CREATIVE FINANCE LIMITED (FRN 702435). When you use Creditsu's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Creditsu, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Creditsu?
Protection works through CREATIVE FINANCE LIMITED, the principal firm responsible for Creditsu's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Creditsu a scam or clone?
Creditsu is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Creditsu's Firm Reference Number (FRN)?
Creditsu's FRN is 989825. You can verify it on the FCA register.