Crossbeam Financial Services Ltd

Reference number: 938488

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Registered with the FCA

This firm is registered as a small e-money institution. That is a lighter regime than full FCA authorisation, applied to smaller e-money firms, though it must still safeguard the money it holds.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Harpfi

Company details

From the company's Companies House record.

Company number
10338529
Company status
Active
Company type
Private limited company
Incorporated
19 August 2016 (9 years old)
Registered office
66-68 Hagley Road, Radclyffe House, Birmingham, B16 8PF, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Morounfoluwa Majekodunmi Director Jan 1995 27 Jan 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.

    How safeguarding works →

Show FCA detail (7 permissions)
  • a) Services enabling cash placement on a payment account
  • b) Services enabling cash withdrawals from a payment account
  • c) Execution of payment transactions (not covered by a credit line)
  • d) Execution of payment transactions (covered by a credit line)
  • e) Issuing payment instruments or acquiring payment transactions
  • f) Money remittance
  • h) Issuing Electronic Money

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • TOTIPAY LIMITED

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Common questions

Frequently asked questions

Is Crossbeam Financial Services Ltd FCA authorised?
Yes, Crossbeam Financial Services Ltd (FRN 938488) is registered with the FCA and permitted to provide its regulated services.
Is my money safe with Crossbeam Financial Services?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Crossbeam Financial Services to the Financial Ombudsman Service, free of charge.
Is Crossbeam Financial Services a scam or clone?
Crossbeam Financial Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Crossbeam Financial Services's Firm Reference Number (FRN)?
Crossbeam Financial Services's FRN is 938488. You can verify it on the FCA register.