Crosspay Ltd

Reference number: 720157

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Authorised, but in an insolvency process

This firm is under the control of insolvency practitioners and may have stopped taking on new business. If you are or were a customer, deal with the appointed office holders rather than the firm.

What the FCA says

ATTENTION - Firm in an insolvency process

This firm is in an insolvency process. It is under the control of the appointed insolvency office holder(s) and may have stopped taking on new business. It has to continue to meet our standards in line with its regulatory status, including when dealing with its customers. If you are/were a customer check how this affects you with the firm or the appointed insolvency office holder(s).

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    0300 678 0016

  • Verified address

    c/o D POSTLES, THE CIVIC CENTRE, BARRAS BRIDGE, Newcastle upon Tyne, NE1 8QF, United Kingdom

Company details

From the company's Companies House record.

Concerns on the company record

  • Companies House records this company in liquidation, but it is still authorised on the FCA register.
  • Accounts are overdue at Companies House.
  • Confirmation statement is overdue at Companies House.
  • This company has insolvency history on record.
Company number
09749104
Company status
Liquidation
Company type
Private limited company
Incorporated
26 August 2015 (10 years old)
Registered office
C/O OPUS RESTRUCTURING LLP, 1 Radian Court Knowlhill, Milton Keynes, MK5 8PJ
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Preethy Kurian Director Oct 1974 26 Aug 2015
Rakesh Kurian Director Aug 1971 26 Aug 2015
Sarayu Dharmaraj Director Mar 1986 16 Oct 2015

Activities and protection

What the record covers, and how you are protected

  • In an insolvency process
    Money the firm held is returned through the appointed office holders, which takes time and can fall short. The FSCS covers eligible claims up to its limits, and the Ombudsman can still look at a complaint.
Show FCA detail (3 permissions)
  • 3. Executing payment transactions (no credit line)
  • 5. Issuing and/or acquiring of payment instruments.
  • 6. Money remittance.

Limits on the record

  • Not onboard any new customers
    Not onboard any new customers except with the Authority’s prior written consent.
  • Not accept any new funds from any payment service users (“PSUs”) for the purposes of providing payment services
    Not accept any new funds from any payment service users (“PSUs”) for the purposes of providing payment services, except with the Authority’s prior written consent
  • Refrain from providing any regulated payment services (either directly or via outsourced partners) to any existing customers
    Refrain from providing any regulated payment services (either directly or via outsourced partners) to any existing customers without the prior written consent of the Authority.
  • Not to diminish assets
    Not, without the prior written consent of the Authority, in any way dispose of, withdraw, transfer, deal with or diminish the value of any of its own assets, and any funds it holds for, or to the order of, its customers (whether in the United Kingdom or elsewhere), except for: a. Payments in the ordinary and proper course of business; or b. Payments for reasonable advisor fees.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Crosspay Ltd FCA authorised?
Yes, Crosspay Ltd (FRN 720157) is authorised by the FCA to carry out regulated activities. It is also in an insolvency process, under the control of insolvency practitioners, so deal with the appointed office holders rather than the firm.
Is my money safe with Crosspay?
Crosspay is under the control of insolvency practitioners, so money it held is returned through the appointed office holders rather than by the firm. That takes time and can fall short. Where money is missing, the FSCS covers eligible claims up to its limits, and the Financial Ombudsman Service can still consider a complaint.
Is Crosspay a scam or clone?
Crosspay is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Crosspay's Firm Reference Number (FRN)?
Crosspay's FRN is 720157. You can verify it on the FCA register.