Crystal Life Planning Limited

Reference number: 1011792

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Crystal Cremations Ltd Reference number: 961835 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Crystal Life Planning Limited (FRN 1011792) introduces customers to Crystal Cremations Ltd (FRN 961835). Any regulated advice or arranging is done by the principal, not Crystal Life Planning.
  • Example: if Crystal Life Planning refers you to a financial adviser, the advice should come from the principal firm, not from Crystal Life Planning itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
11388465
Company status
Active
Company type
Private limited company
Incorporated
30 May 2018 (8 years old)
Registered office
Crystal House 116a Darwen Road, Bromley Cross, Bolton, BL7 9BQ, England
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Current directors and secretaries

Name Role Born Appointed
Andrew Darren Cresswell Director May 1964 30 May 2018
Martin Mortimer Gundlach Director Jan 1969 6 Oct 2022

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Crystal Cremations Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Crystal Life Planning Limited FCA authorised?
Crystal Life Planning Limited (FRN 1011792) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Crystal Life Planning?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Crystal Life Planning Limited (FRN 1011792) introduces customers to Crystal Cremations Ltd (FRN 961835). Any regulated advice or arranging is done by the principal, not Crystal Life Planning. Example: if Crystal Life Planning refers you to a financial adviser, the advice should come from the principal firm, not from Crystal Life Planning itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Crystal Life Planning?
Protection works through Crystal Cremations Ltd, the principal firm responsible for Crystal Life Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Crystal Life Planning a scam or clone?
Crystal Life Planning is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Crystal Life Planning's Firm Reference Number (FRN)?
Crystal Life Planning's FRN is 1011792. You can verify it on the FCA register.