CS Financial Group Limited

Reference number: 778941

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • CS Financial Group Limited (FRN 778941) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from CS Financial Group, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07834 458270

  • Verified address

    10/12 Woolpack Yard, Kendal, LA9 4NG, United Kingdom

Also trades as 10 other names
  • Angela Of The North Mortgages
  • AR Financial Services
  • Carter Financial Solutions
  • CS Mortgage Solutions
  • CS Retirement Solutions
  • Overcome Mortgages
  • Rose Mortgages
  • Stenson Wealth Management
  • The Home Finance Hub
  • The Smart Mortgage Broker

Company details

From the company's Companies House record.

Company number
10731629
Company status
Active
Company type
Private limited company
Incorporated
20 April 2017 (9 years old)
Registered office
10/12 Woolpack Yard, Kendal, LA9 4NG, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Current directors and secretaries

Name Role Born Appointed
Craig Skelton Director Feb 1972 20 Apr 2017

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • CS Mortgage Solutions Ltd

Names it no longer trades under

This firm has retired 11 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Binnington Mortgages
  • Blue Fish Mortgage Solutions
  • Breathe Mortgages
  • Chris Hazell Mortgages
  • CS Wealth Solutions
  • DLi Mortgages
  • Lendora Financial Services
  • Marty Naan Mortgage Advice
  • Mortgages Made Easy
  • Renew My Mortgage
  • Velox Mortgages

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Common questions

Frequently asked questions

Is CS Financial Group Limited FCA authorised?
CS Financial Group Limited (FRN 778941) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for CS Financial Group?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. CS Financial Group Limited (FRN 778941) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from CS Financial Group, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with CS Financial Group?
Protection works through the principal firm responsible for CS Financial Group's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is CS Financial Group a scam or clone?
CS Financial Group is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is CS Financial Group's Firm Reference Number (FRN)?
CS Financial Group's FRN is 778941. You can verify it on the FCA register.