Cura Terrae Limited

Reference number: 1050201

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Cura Terrae Limited (FRN 1050201) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not Cura Terrae.
  • Example: if Cura Terrae refers you to a financial adviser, the advice should come from the principal firm, not from Cura Terrae itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
13354380
Company status
Active
Company type
Private limited company
Incorporated
23 April 2021 (5 years old)
Registered office
Spaces - Pennine Five Block 2, 1 Tenter Street, Sheffield, S1 4BY, England
Nature of business
  • Activities of head offices (SIC 70100)

Current directors and secretaries

Name Role Born Appointed
Peter John Skipworth (Prof) Director Jun 1970 17 Mar 2022
James Edward Gregson Director Sep 1980 17 Mar 2022
Greg Austin Holmes Director Mar 1990 17 Mar 2022
Richard Ian Waumsley Director Jul 1986 4 Mar 2024
Nick Dilworth Director Apr 1973 7 Feb 2025
Colin Robert Stirling Director Mar 1965 1 Mar 2025
Victoria Louise Fearnley Director May 1980 1 Jan 2026
Zoe Emma Denison Director Aug 1978 1 May 2026
Kate Ann Noble (Dr) Secretary Not published 1 Oct 2023

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through SME HCI Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Cura Terrae Limited FCA authorised?
Cura Terrae Limited (FRN 1050201) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Cura Terrae?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Cura Terrae Limited (FRN 1050201) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not Cura Terrae. Example: if Cura Terrae refers you to a financial adviser, the advice should come from the principal firm, not from Cura Terrae itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Cura Terrae?
Protection works through SME HCI Limited, the principal firm responsible for Cura Terrae's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Cura Terrae a scam or clone?
Cura Terrae is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Cura Terrae's Firm Reference Number (FRN)?
Cura Terrae's FRN is 1050201. You can verify it on the FCA register.