Curve UK Limited

Reference number: 900926

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Same company

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Curve

Company details

From the company's Companies House record.

Company number
09523903
Company status
Active
Company type
Private limited company
Incorporated
2 April 2015 (11 years old)
Registered office
1-10 Praed Mews, Tyburnia, London, W2 1QY, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Current directors and secretaries

Name Role Born Appointed
Kim Eun-Soo Verhaaf Director Nov 1972 29 May 2026
Helen Elizabeth Bierton Director Sep 1974 29 May 2026
Graeme Duncan Secretary Not published 29 May 2026

Activities and protection

What they can do, and how you are protected

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
Show FCA detail (9 permissions)
  • a) Services enabling cash placement on a payment account
  • b) Services enabling cash withdrawals from a payment account
  • c) Execution of payment transactions (not covered by a credit line)
  • d) Execution of payment transactions (covered by a credit line)
  • e) Issuing payment instruments or acquiring payment transactions
  • f) Money remittance
  • h) Issuing Electronic Money
  • i) Payment initiation services
  • j) Account information services

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

What customers have complained about

Previously registered as

The FCA register holds 3 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Curve 1 Limited
  • Curve OS
  • Curve OS Limited

Complaints record

In January–June 2025, the Financial Ombudsman Service received 44 new complaints about this firm, and upheld 33% of the ones it decided.

That is about typical: the median across the firms the Ombudsman reports on is 31%. This firm receives few enough complaints that the rate moves sharply on a single case, so treat the comparison loosely.

  • Banking and credit 44

A bigger firm receives more complaints simply because it has more customers. FOS complaints data →

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Common questions

Frequently asked questions

Is Curve UK Limited FCA authorised?
Yes, Curve UK Limited (FRN 900926) is authorised by the FCA to carry out regulated activities.
Is my money safe with Curve UK?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Curve UK to the Financial Ombudsman Service, free of charge.
Is Curve UK a scam or clone?
Curve UK is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Curve UK's Firm Reference Number (FRN)?
Curve UK's FRN is 900926. You can verify it on the FCA register.