CWMNI GRIFFITHS BWTRI MAWR Y BETWS CYF

Reference number: 983286

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • CWMNI GRIFFITHS BWTRI MAWR Y BETWS CYF (FRN 983286) is an AR of Golden Charter Limited (FRN 965279). When you use CWMNI GRIFFITHS BWTRI MAWR Y BETWS CYF's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from CWMNI GRIFFITHS BWTRI MAWR Y BETWS CYF, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01269 593637

  • Verified address

    39 Betws Road, Betws Ammanford, Carmarthenshire, SA18 2HE, United Kingdom

Also trades as 5 other names
  • Cwmni Griffiths Bwtrimawr
  • Douglas Davies
  • Evan Rees & Sons
  • Hywell Griffths & Son
  • Keith Morgan & Sons

Company details

From the company's Companies House record.

Company number
03794268
Company status
Active
Company type
Private limited company
Incorporated
23 June 1999 (27 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Other building completion and finishing (SIC 43390)

Current directors and secretaries

Name Role Born Appointed
Peter Jenkyn Griffiths Director Nov 1949 23 Jun 1999
Richard Wayne Williams Director Apr 1959 1 Jan 2002
Rhodri Hywel Griffiths Director Mar 1983 19 Apr 2023
Catrin Rhian Griffiths Director Mar 1978 19 Apr 2023
Lowri Nia Griffiths Director Apr 1981 19 Apr 2023
Peter Jenkyn Griffiths Secretary Not published 23 Jun 1999

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is CWMNI GRIFFITHS BWTRI MAWR Y BETWS CYF FCA authorised?
CWMNI GRIFFITHS BWTRI MAWR Y BETWS CYF (FRN 983286) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for CWMNI GRIFFITHS BWTRI MAWR Y BETWS CYF?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. CWMNI GRIFFITHS BWTRI MAWR Y BETWS CYF (FRN 983286) is an AR of Golden Charter Limited (FRN 965279). When you use CWMNI GRIFFITHS BWTRI MAWR Y BETWS CYF's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from CWMNI GRIFFITHS BWTRI MAWR Y BETWS CYF, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with CWMNI GRIFFITHS BWTRI MAWR Y BETWS CYF?
Protection works through Golden Charter Limited, the principal firm responsible for CWMNI GRIFFITHS BWTRI MAWR Y BETWS CYF's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is CWMNI GRIFFITHS BWTRI MAWR Y BETWS CYF a scam or clone?
CWMNI GRIFFITHS BWTRI MAWR Y BETWS CYF is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is CWMNI GRIFFITHS BWTRI MAWR Y BETWS CYF's Firm Reference Number (FRN)?
CWMNI GRIFFITHS BWTRI MAWR Y BETWS CYF's FRN is 983286. You can verify it on the FCA register.