Cynergy Bank Plc

Reference number: 575105

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
04728421
Company status
Active
Company type
Public limited company
Incorporated
9 April 2003 (23 years old)
Registered office
4th Floor One New Change, London, EC4M 9AF, England
Nature of business
  • Banks (SIC 64191)

Current directors and secretaries

Name Role Born Appointed
Nicholas Gerard Fahy Director Oct 1967 4 Jan 2016
Euan Graeme Hamilton Director Jun 1961 8 Mar 2016
Kim Louise Rebecchi Director Mar 1966 11 Jul 2017
Pradip Khodidas Dhamecha Director Dec 1958 28 Sep 2018
Balbinder Singh Sohal Director Oct 1975 28 Sep 2018
Michael Peter Newman Director Sep 1961 27 Sep 2019
Neil Fuller Director Dec 1966 6 Apr 2023
Catherine Moroney Director Nov 1962 1 Nov 2023
Susannah Rose-Innes Secretary Not published 19 Jun 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.

Check your FSCS cover →

Show FCA detail (17 permissions)
  • Accepting Deposits
  • Acting as a CBTL administrator
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Acting as a CBTL lender
  • Administering a regulated mortgage contract
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Dealing in investments as principal
  • Debt Administration
  • Debt-collecting
  • Entering into a regulated mortgage contract as lender
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 3 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Bank of Cyprus Advances Ltd
  • Bank of Cyprus UK Limited
  • Cynergy Bank Limited

Names it no longer trades under

This firm has retired 2 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Cybank
  • Cynergy

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Common questions

Frequently asked questions

Is Cynergy Bank Plc FCA authorised?
Yes, Cynergy Bank Plc (FRN 575105) is authorised by the FCA to carry out regulated activities.
Is my money safe with Cynergy Bank?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Cynergy Bank to the Financial Ombudsman Service, free of charge.
Is Cynergy Bank a scam or clone?
Cynergy Bank is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Cynergy Bank's Firm Reference Number (FRN)?
Cynergy Bank's FRN is 575105. You can verify it on the FCA register.