David Black

Reference number: 668992

Instant download

Authorised by the FCA

David Black is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Horizon Motors
  • Horizon Prestige

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

Action taken against them

1 change to its permissions in 2025. This is part of the official register record and is worth reviewing before going ahead.

  • Authorisation restored on 1 October 2025
    An annulment application was accepted by the Authority and the firm’s authorisation was restored on, 1 October 2025
  • Permission varied or cancelled on 16 May 2025
    Name: David Black t/a ‘‘Horizon Prestige’’ and ‘‘Horizon Motors’’   Reference Number: 668992   Type of action: Cancellation       “The Authority has cancelled the permission and withdrawn the authorisation of David Black t/a ‘‘Horizon Prestige’’ and ‘‘Horizon Motors’’ (the Firm) of 62 Bullpond Lane, Dunstable, Bedfordshire, LU6 3BJ.     The reason for this action is that the Authority considers the Firm is carrying on no regulated activities to which its Part 4A permission relates.      The Authority’s action took effect on 16 May 2025 and a copy of the Notice of Decision issued under Schedule 6A of the Financial Services and Markets Act 2000 (the Act), which sets out the reason for the action, is displayed on the Authority’s website and can be accessed using the following link:     https://www.fca.org.uk/publication/decision-notices/david-black-2025.pdf      As a consequence of this action the Firm is no longer an authorised firm for the purposes of the Act and it may not carry on regulated activities which fall within the scope of the Act.”

Download this page as a PDF report

£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.

Instant download

Common questions

Frequently asked questions

Is David Black FCA authorised?
Yes, David Black (FRN 668992) is authorised by the FCA to carry out regulated activities.
Is my money safe with David Black?
Protection depends on which product you hold and how David Black handles your money, so check the specific product before you commit. You can also refer complaints about David Black to the Financial Ombudsman Service, free of charge.
Is David Black a scam or clone?
David Black is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is David Black's Firm Reference Number (FRN)?
David Black's FRN is 668992. You can verify it on the FCA register.