David Smith

Reference number: 728903

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Authorised by the FCA

David Smith is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Moore Cars

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is David Smith FCA authorised?
Yes, David Smith (FRN 728903) is authorised by the FCA to carry out regulated activities.
Is my money safe with David Smith?
Protection depends on which product you hold and how David Smith handles your money, so check the specific product before you commit. You can also refer complaints about David Smith to the Financial Ombudsman Service, free of charge.
Is David Smith a scam or clone?
David Smith is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is David Smith's Firm Reference Number (FRN)?
David Smith's FRN is 728903. You can verify it on the FCA register.