Debbie Garside & Kenneth Garside & Sally Baxter & Samuel Garside

Reference number: 982822

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Appointed representative

Debbie Garside & Kenneth Garside & Sally Baxter & Samuel Garside does not hold FCA authorisation of their own. It acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Ecclesiastical Planning Services Limited Reference number: 958152 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Debbie Garside & Kenneth Garside & Sally Baxter & Samuel Garside (FRN 982822) is an AR of Ecclesiastical Planning Services Limited (FRN 958152). When you use Debbie Garside & Kenneth Garside & Sally Baxter & Samuel Garside's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Debbie Garside & Kenneth Garside & Sally Baxter & Samuel Garside, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01706 847422

  • Verified address

    Lyon House, 48-52 Rochdale Road, Shaw, Oldham, Greater Manchester, OL2 7SA, United Kingdom

Also trades as
  • Hedley Jackson Funeral Directors

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Ecclesiastical Planning Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Debbie Garside & Kenneth Garside & Sally Baxter & Samuel Garside FCA authorised?
Debbie Garside & Kenneth Garside & Sally Baxter & Samuel Garside (FRN 982822) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Debbie Garside & Kenneth Garside & Sally Baxter & Samuel Garside?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Debbie Garside & Kenneth Garside & Sally Baxter & Samuel Garside (FRN 982822) is an AR of Ecclesiastical Planning Services Limited (FRN 958152). When you use Debbie Garside & Kenneth Garside & Sally Baxter & Samuel Garside's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Debbie Garside & Kenneth Garside & Sally Baxter & Samuel Garside, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Debbie Garside & Kenneth Garside & Sally Baxter & Samuel Garside?
Protection works through Ecclesiastical Planning Services Limited, the principal firm responsible for Debbie Garside & Kenneth Garside & Sally Baxter & Samuel Garside's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Debbie Garside & Kenneth Garside & Sally Baxter & Samuel Garside a scam or clone?
Debbie Garside & Kenneth Garside & Sally Baxter & Samuel Garside is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Debbie Garside & Kenneth Garside & Sally Baxter & Samuel Garside's Firm Reference Number (FRN)?
Debbie Garside & Kenneth Garside & Sally Baxter & Samuel Garside's FRN is 982822. You can verify it on the FCA register.