DebenhamsPayplus Limited

Reference number: 994893

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Same company

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • DebenhamsPay+
  • pay+

Company details

From the company's Companies House record.

Company number
14126560
Company status
Active
Company type
Private limited company
Incorporated
24 May 2022 (4 years old)
Registered office
49-51 Dale Street, Manchester, M1 2HF, United Kingdom
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Current directors and secretaries

Name Role Born Appointed
Philip Jonathan Ellis Director Jun 1974 5 Feb 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • payplusit.com Limited

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • Bbuy

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Common questions

Frequently asked questions

Is DebenhamsPayplus Limited FCA authorised?
Yes, DebenhamsPayplus Limited (FRN 994893) is authorised by the FCA to carry out regulated activities.
Is my money safe with DebenhamsPayplus?
Protection depends on which product you hold and how DebenhamsPayplus handles your money, so check the specific product before you commit. You can also refer complaints about DebenhamsPayplus to the Financial Ombudsman Service, free of charge.
Is DebenhamsPayplus a scam or clone?
DebenhamsPayplus is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is DebenhamsPayplus's Firm Reference Number (FRN)?
DebenhamsPayplus's FRN is 994893. You can verify it on the FCA register.