DG CARS & 4X4 LTD

Reference number: 1018585

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • DG CARS & 4X4 LTD (FRN 1018585) introduces customers to Loanitt UK Limited (FRN 970579). Any regulated advice or arranging is done by the principal, not DG CARS & 4X4.
  • Example: if DG CARS & 4X4 refers you to a financial adviser, the advice should come from the principal firm, not from DG CARS & 4X4 itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
NI687330
Company status
Active
Company type
Private limited company
Incorporated
8 April 2022 (4 years old)
Registered office
20 Peacock Road, Sion Mills, Strabane, BT82 9NW, Northern Ireland
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Current directors and secretaries

Name Role Born Appointed
Darragh Cairns Director Apr 2001 8 Apr 2022

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Loanitt UK Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is DG CARS & 4X4 LTD FCA authorised?
DG CARS & 4X4 LTD (FRN 1018585) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for DG CARS & 4X4?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. DG CARS & 4X4 LTD (FRN 1018585) introduces customers to Loanitt UK Limited (FRN 970579). Any regulated advice or arranging is done by the principal, not DG CARS & 4X4. Example: if DG CARS & 4X4 refers you to a financial adviser, the advice should come from the principal firm, not from DG CARS & 4X4 itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with DG CARS & 4X4?
Protection works through Loanitt UK Limited, the principal firm responsible for DG CARS & 4X4's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is DG CARS & 4X4 a scam or clone?
DG CARS & 4X4 is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is DG CARS & 4X4's Firm Reference Number (FRN)?
DG CARS & 4X4's FRN is 1018585. You can verify it on the FCA register.