Dick Lovett (Specialist Cars) Ltd

Reference number: 411927

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Dick Lovett Limited Reference number: 310722 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Dick Lovett (Specialist Cars) Ltd (FRN 411927) is an AR of Dick Lovett Limited (FRN 310722). When you use Dick Lovett (Specialist Cars)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Dick Lovett (Specialist Cars), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Same company

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Dick Lovett BMW Swindon
  • Dick Lovett MINI Swindon
  • Dick Lovett Swindon

Company details

From the company's Companies House record.

Company name
DICK LOVETT (SPECIALIST CARS) LIMITED
Company number
02567241
Company status
Active
Company type
Private limited company
Incorporated
10 December 1990 (35 years old)
Registered office
The Copse Frankland Road, Blagrove, Swindon, Wiltshire, SN5 8YW, England
Nature of business
  • Sale of new cars and light motor vehicles (SIC 45111)
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Maintenance and repair of motor vehicles (SIC 45200)

Current directors and secretaries

Name Role Born Appointed
Julian Winterburn Director Aug 1969 1 Apr 2018
Rebecca Jane Maloney Director Sep 1979 18 Dec 2023
Russell John Trotman Director Dec 1965 3 Apr 2025
Peter Charles Lovett Director Mar 1950 Not published
Julian Winterburn Secretary Not published 1 Apr 2018

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Dick Lovett Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Dick Lovett (Specialist Cars) Ltd FCA authorised?
Dick Lovett (Specialist Cars) Ltd (FRN 411927) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Dick Lovett (Specialist Cars)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Dick Lovett (Specialist Cars) Ltd (FRN 411927) is an AR of Dick Lovett Limited (FRN 310722). When you use Dick Lovett (Specialist Cars)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Dick Lovett (Specialist Cars), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Dick Lovett (Specialist Cars)?
Protection works through Dick Lovett Limited, the principal firm responsible for Dick Lovett (Specialist Cars)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Dick Lovett (Specialist Cars) a scam or clone?
Dick Lovett (Specialist Cars) is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Dick Lovett (Specialist Cars)'s Firm Reference Number (FRN)?
Dick Lovett (Specialist Cars)'s FRN is 411927. You can verify it on the FCA register.