EARFUL LTD

Reference number: 984933

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Tabeo Finance Limited Reference number: 777539 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • EARFUL LTD (FRN 984933) introduces customers to Tabeo Finance Limited (FRN 777539). Any regulated advice or arranging is done by the principal, not EARFUL.
  • Example: if EARFUL refers you to a financial adviser, the advice should come from the principal firm, not from EARFUL itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
13343731
Company status
Active
Company type
Private limited company
Incorporated
19 April 2021 (5 years old)
Registered office
29-31 Knowsley Street, Bolton, BL1 2AS, England
Nature of business
  • Retail sale of hearing aids (SIC 47741)
  • Specialists medical practice activities (SIC 86220)
  • Other human health activities (SIC 86900)

Current directors and secretaries

Name Role Born Appointed
Aamir Rafik Mohammed Adam Director Jun 1997 19 Apr 2021
Rafik Mohammed Adam Director Dec 1973 22 Oct 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Tabeo Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is EARFUL LTD FCA authorised?
EARFUL LTD (FRN 984933) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for EARFUL?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. EARFUL LTD (FRN 984933) introduces customers to Tabeo Finance Limited (FRN 777539). Any regulated advice or arranging is done by the principal, not EARFUL. Example: if EARFUL refers you to a financial adviser, the advice should come from the principal firm, not from EARFUL itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with EARFUL?
Protection works through Tabeo Finance Limited, the principal firm responsible for EARFUL's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is EARFUL a scam or clone?
EARFUL is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is EARFUL's Firm Reference Number (FRN)?
EARFUL's FRN is 984933. You can verify it on the FCA register.