Efficient Financial Planning Limited

Reference number: 1012412

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

2 Plan Wealth Management Limited Reference number: 461598 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Efficient Financial Planning Limited (FRN 1012412) is an AR of 2 Plan Wealth Management Limited (FRN 461598). When you use Efficient Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Efficient Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07595 935507

  • Verified address

    98 Peel Hall Street, Preston, Lancashire, PR1 6QQ, United Kingdom

Company details

From the company's Companies House record.

Company number
07083534
Company status
Active
Company type
Private limited company
Incorporated
23 November 2009 (16 years old)
Registered office
98 Peel Hall Street, Preston, PR1 6QQ
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Current directors and secretaries

Name Role Born Appointed
Abdul Rahiem Edros Director Feb 1968 23 Nov 2009
Fehmina Edros Director Nov 1968 23 Nov 2009
Abdul Rahiem Edros Secretary Not published 23 Nov 2009

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through 2 Plan Wealth Management Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Efficient Financial Planning Limited FCA authorised?
Efficient Financial Planning Limited (FRN 1012412) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Efficient Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Efficient Financial Planning Limited (FRN 1012412) is an AR of 2 Plan Wealth Management Limited (FRN 461598). When you use Efficient Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Efficient Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Efficient Financial Planning?
Protection works through 2 Plan Wealth Management Limited, the principal firm responsible for Efficient Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Efficient Financial Planning a scam or clone?
Efficient Financial Planning is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Efficient Financial Planning's Firm Reference Number (FRN)?
Efficient Financial Planning's FRN is 1012412. You can verify it on the FCA register.