EFR Ltd
Reference number: 407423
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Appointed representative
This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
The Right Mortgage Limited Reference number: 649443 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- EFR Ltd (FRN 407423) is an AR of The Right Mortgage Limited (FRN 649443). When you use EFR's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from EFR, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Identity
Check their details
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Verified phone number
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Verified address
1340 Stratford Road, Hall Green, Birmingham, West Midlands, B28 9EH, United Kingdom
Company details
From the company's Companies House record.
- Company name
- E F R LIMITED
- Company number
- 05043542
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 13 February 2004 (22 years old)
- Registered office
- Matches the FCA register address ✓
- Nature of business
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- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Current directors and secretaries
| Name | Role | Born | Appointed |
|---|---|---|---|
| Eamon Reilly | Director | Aug 1969 | 19 Feb 2004 |
| Sarah Reilly | Secretary | Not published | 19 Feb 2004 |
Activities and protection
What they can do, and how you are protected
- Protection through the principal firmProtection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Track record
FCA actions and complaints
No FCA disciplinary action, and no complaints recorded with the Ombudsman.
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Common questions