Elmore Lda UK Branch

Reference number: 944343

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Elmore Insurance Brokers Limited Reference number: 955112 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Elmore Lda UK Branch (FRN 944343) is an AR of Elmore Insurance Brokers Limited (FRN 955112). When you use Elmore Lda UK Branch's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Elmore Lda UK Branch, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
BR023597
Company status
Open
Company type
UK establishment of an overseas company
Incorporated
1 October 2020 (5 years old)
Registered office
25 Lime Street, London, EC3M 7HR

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Elmore Insurance Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Elmore Lda UK Branch FCA authorised?
Elmore Lda UK Branch (FRN 944343) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Elmore Lda UK Branch?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Elmore Lda UK Branch (FRN 944343) is an AR of Elmore Insurance Brokers Limited (FRN 955112). When you use Elmore Lda UK Branch's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Elmore Lda UK Branch, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Elmore Lda UK Branch?
Protection works through Elmore Insurance Brokers Limited, the principal firm responsible for Elmore Lda UK Branch's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Elmore Lda UK Branch a scam or clone?
Elmore Lda UK Branch is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Elmore Lda UK Branch's Firm Reference Number (FRN)?
Elmore Lda UK Branch's FRN is 944343. You can verify it on the FCA register.