EMBED PAY LTD
Reference number: 1035264
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Registered with the FCA
This firm is registered as a small e-money institution. That is a lighter regime than full FCA authorisation, applied to smaller e-money firms, though it must still safeguard the money it holds.
Identity
Check their details
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Verified website
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Verified phone number
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Verified address
Embed Pay Ltd., The Lambourn, Wyndkye Furlong, Abingdon, OX14 1UJ, United Kingdom
- Embed
Company details
From the company's Companies House record.
- Company number
- 16283569
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 28 February 2025 (1 year old)
- Registered office
- 1st Floor West, Percy House, Gresse Street, London, W1T 1QU, England
- Nature of business
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- Activities of financial services holding companies (SIC 64205)
Current directors and secretaries
| Name | Role | Born | Appointed |
|---|---|---|---|
| Andrei Valeanu | Director | Sep 1992 | 28 Feb 2025 |
| Keith Michael Grose | Director | Oct 1988 | 25 Nov 2025 |
Activities and protection
What they can do, and how you are protected
- Handle payments & transfers Funds safeguardedYour money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
Show FCA detail (7 permissions)
- a) Services enabling cash placement on a payment account
- b) Services enabling cash withdrawals from a payment account
- c) Execution of payment transactions (not covered by a credit line)
- d) Execution of payment transactions (covered by a credit line)
- e) Issuing payment instruments or acquiring payment transactions
- f) Money remittance
- h) Issuing Electronic Money
Limits on what they may do
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Will not onboard more than 10 customers
The firm will not onboard more than 10 customers.
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Provision of e-money services
The firm will not have average outstanding electronic money in excess of £1 million.
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Provision of e-money and payment services
The firm will not issue e-money or provide payment services to an individual who is acting for purposes other than a trade, business or profession.
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Agents and distributors
The firm will not onboard any agents or use any distributors.
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Unrelated payment services
The firm will not provide any payment services which are not related to the issuing of e-money (i.e. unrelated payment services).
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Account information services and payment initiation services
The firm will not provide Payment initiation or Account information payment services.
Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Track record
FCA actions and complaints
No FCA disciplinary action, and no complaints recorded with the Ombudsman.
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