Emma Clarke

Reference number: 725108

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Authorised by the FCA

Emma Clarke is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Vintage Pawnbrokers

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (2 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Emma Freeze

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Common questions

Frequently asked questions

Is Emma Clarke FCA authorised?
Yes, Emma Clarke (FRN 725108) is authorised by the FCA to carry out regulated activities.
Is my money safe with Emma Clarke?
Protection depends on which product you hold and how Emma Clarke handles your money, so check the specific product before you commit. You can also refer complaints about Emma Clarke to the Financial Ombudsman Service, free of charge.
Is Emma Clarke a scam or clone?
Emma Clarke is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Emma Clarke's Firm Reference Number (FRN)?
Emma Clarke's FRN is 725108. You can verify it on the FCA register.