Enamel Lightwater Limited

Reference number: 916962

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Enamel Lightwater Limited (FRN 916962) introduces customers to Financing First Limited (FRN 720098). Any regulated advice or arranging is done by the principal, not Enamel Lightwater.
  • Example: if Enamel Lightwater refers you to a financial adviser, the advice should come from the principal firm, not from Enamel Lightwater itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01276 474702

  • Verified address

    82 Guildford Road, Lightwater, Surrey, GU18 5RY, United Kingdom

Also trades as
  • Orchard Cottage Dental

Company details

From the company's Companies House record.

Concerns on the company record

  • Accounts are overdue at Companies House.
Company number
11542164
Company status
Active
Company type
Private limited company
Incorporated
29 August 2018 (7 years old)
Registered office
3rd Floor 1 Ashley Road, Altrincham, Cheshire, WA14 2DT, United Kingdom
Nature of business
  • Dental practice activities (SIC 86230)

Current directors and secretaries

Name Role Born Appointed
Jagdeep Singh Hans (Dr) Director Jun 1988 29 Jul 2022
Jacqueline Harris Barclay Director Apr 1962 31 Jan 2025
Murray John Tinning Director Apr 1985 19 Mar 2026
OAKWOOD CORPORATE SECRETARY LIMITED Corporate secretary Not published 31 Jan 2025

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Financing First Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • Coppertop Dental Surgery

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Common questions

Frequently asked questions

Is Enamel Lightwater Limited FCA authorised?
Enamel Lightwater Limited (FRN 916962) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Enamel Lightwater?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Enamel Lightwater Limited (FRN 916962) introduces customers to Financing First Limited (FRN 720098). Any regulated advice or arranging is done by the principal, not Enamel Lightwater. Example: if Enamel Lightwater refers you to a financial adviser, the advice should come from the principal firm, not from Enamel Lightwater itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Enamel Lightwater?
Protection works through Financing First Limited, the principal firm responsible for Enamel Lightwater's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Enamel Lightwater a scam or clone?
Enamel Lightwater is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Enamel Lightwater's Firm Reference Number (FRN)?
Enamel Lightwater's FRN is 916962. You can verify it on the FCA register.