Ephelia UK EMD Limited

Reference number: 903002

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Acts as an e-money agent

This firm does not hold FCA authorisation of its own. It acts as a e-money agent under another firm's authorisation.

The FCA register does not name a principal for this firm.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Quid

Company details

From the company's Companies House record.

Company name
EPHELIA UK EMD LTD
Company number
12639882
Company status
Active
Company type
Private limited company
Incorporated
2 June 2020 (6 years old)
Registered office
7 Manchester Square, London, W1U 3PQ, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Fiona Bannatyne Richards Director Apr 1971 12 Sep 2025

Check on the FCA register → Report a scam →

Activities and protection

What the record covers, and how you are protected

  • Protection works through the principal
    This firm acts as an agent of an authorised payment or e-money firm rather than holding its own authorisation. FSCS does not protect money held by an agent. Funds should be safeguarded by the principal, and the Financial Ombudsman Service may still be able to look at a complaint.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Quid UK Global Limited

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Common questions

Frequently asked questions

Is Ephelia UK EMD Limited FCA authorised?
Ephelia UK EMD Limited (FRN 903002) is on the FCA register as an agent of an authorised payment or e-money firm. It does not hold its own authorisation: it acts under the principal's, and the principal is responsible for the money.
Is my money safe with Ephelia UK EMD?
Ephelia UK EMD is an agent, so it does not hold its own FCA authorisation and FSCS does not protect money held by an agent. Your money should be safeguarded by the authorised firm it acts for. You can still refer a complaint to the Financial Ombudsman Service, which may be able to look at it.
Is Ephelia UK EMD a scam or clone?
Ephelia UK EMD is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Ephelia UK EMD's Firm Reference Number (FRN)?
Ephelia UK EMD's FRN is 903002. You can verify it on the FCA register.