Equals Money UK Limited

Reference number: 504547

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 4 other names
  • Card One Money
  • equals
  • Equals Money
  • FairFX

Company details

From the company's Companies House record.

Company number
06268340
Company status
Active
Company type
Private limited company
Incorporated
4 June 2007 (19 years old)
Registered office
3rd Floor Vintners Place, 68 Upper Thames Street, London, EC4V 3BJ, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Ian Alexander Irving Strafford Taylor Director Oct 1960 25 Aug 2017
Matthijs Willem Adriaan Boon Director Nov 1976 13 Jun 2019
Matthew Thomas Newland Director Nov 1983 22 Jan 2021
Andrew John Phillips Director Jan 1981 22 Jan 2021
Ian Peter Campbell Director Jul 1985 26 Apr 2021
James Lingard Simcox Director Jan 1993 19 May 2022
Rosanna Colangeli Secretary Not published 1 Aug 2021

Activities and protection

What they can do, and how you are protected

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
Show FCA detail (3 permissions)
  • 1. Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account.
  • 2. Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account.
  • 3. Executing payment transactions (no credit line)

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Spectrum Payment Services Limited

Names it no longer trades under

This firm has retired 9 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Acorn Account
  • Cardonebanking
  • cardonemoney
  • Equals Direct
  • Equals Enterprise Solutions
  • Equals Money Faster Payments
  • Equals Solutions
  • Fair Everywhere
  • Muloot Money

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Common questions

Frequently asked questions

Is Equals Money UK Limited FCA authorised?
Yes, Equals Money UK Limited (FRN 504547) is authorised by the FCA to carry out regulated activities.
Is my money safe with Equals Money UK?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Equals Money UK to the Financial Ombudsman Service, free of charge.
Is Equals Money UK a scam or clone?
Equals Money UK is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Equals Money UK's Firm Reference Number (FRN)?
Equals Money UK's FRN is 504547. You can verify it on the FCA register.