ERCredit LLP

Reference number: 1044135

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Eden Rock Capital Management LLP Reference number: 432999 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • ERCredit LLP (FRN 1044135) is an AR of Eden Rock Capital Management LLP (FRN 432999). When you use ERCredit's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from ERCredit, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Eden Rock Credit

Company details

From the company's Companies House record.

Company number
OC458076
Company status
Active
Company type
Limited liability partnership
Incorporated
9 September 2025 (less than a year old)
Registered office
6 Derby Street, London, W1J 7AD, England

Current directors and secretaries

Name Role Born Appointed
Christopher Robert Hall LLP designated member Apr 1987 9 Sep 2025
Robert Henry Wakeford LLP designated member May 1984 1 Oct 2025
Kevin David Yates LLP designated member Nov 1973 1 Oct 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Eden Rock Capital Management LLP, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Eden Rock Credit LLP

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Common questions

Frequently asked questions

Is ERCredit LLP FCA authorised?
ERCredit LLP (FRN 1044135) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for ERCredit?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. ERCredit LLP (FRN 1044135) is an AR of Eden Rock Capital Management LLP (FRN 432999). When you use ERCredit's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from ERCredit, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with ERCredit?
Protection works through Eden Rock Capital Management LLP, the principal firm responsible for ERCredit's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is ERCredit a scam or clone?
ERCredit is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is ERCredit's Firm Reference Number (FRN)?
ERCredit's FRN is 1044135. You can verify it on the FCA register.