Essentia Financial Planning Limited

Reference number: 957312

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Equity And General Financial Services Limited Reference number: 474163 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Essentia Financial Planning Limited (FRN 957312) is an AR of Equity And General Financial Services Limited (FRN 474163). When you use Essentia Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Essentia Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    020 8396 0486

  • Verified address

    2 Charterhouse Mews, London, EC1M 6BB, United Kingdom

Company details

From the company's Companies House record.

Company number
13486364
Company status
Active
Company type
Private limited company
Incorporated
30 June 2021 (5 years old)
Registered office
2 Charterhouse Mews, London, EC1M 6BB, United Kingdom
Nature of business
  • Financial management (SIC 70221)

Current directors and secretaries

Name Role Born Appointed
Vincenzo De Stefano Director Jan 1961 30 Jun 2021

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Equity And General Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • CHAS Financial Services Limited

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Common questions

Frequently asked questions

Is Essentia Financial Planning Limited FCA authorised?
Essentia Financial Planning Limited (FRN 957312) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Essentia Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Essentia Financial Planning Limited (FRN 957312) is an AR of Equity And General Financial Services Limited (FRN 474163). When you use Essentia Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Essentia Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Essentia Financial Planning?
Protection works through Equity And General Financial Services Limited, the principal firm responsible for Essentia Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Essentia Financial Planning a scam or clone?
Essentia Financial Planning is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Essentia Financial Planning's Firm Reference Number (FRN)?
Essentia Financial Planning's FRN is 957312. You can verify it on the FCA register.