Essential Finance Management Limited

Reference number: 966198

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • bopay
  • www.bopay.co.uk

Company details

From the company's Companies House record.

Company number
13041288
Company status
Active
Company type
Private limited company
Incorporated
24 November 2020 (5 years old)
Registered office
Ollerbarrow House 209-211 Ashley Road, Hale, Altrincham, WA15 9SQ, England
Nature of business
  • Business and domestic software development (SIC 62012)

Current directors and secretaries

Name Role Born Appointed
James Ellis Director Mar 1978 22 Aug 2025
Ben Hood Director Jan 1973 22 Aug 2025
Emma Mcconlough Director Sep 1985 19 Sep 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (2 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Essential Finance Management Limited FCA authorised?
Yes, Essential Finance Management Limited (FRN 966198) is authorised by the FCA to carry out regulated activities.
Is my money safe with Essential Finance Management?
Protection depends on which product you hold and how Essential Finance Management handles your money, so check the specific product before you commit. You can also refer complaints about Essential Finance Management to the Financial Ombudsman Service, free of charge.
Is Essential Finance Management a scam or clone?
Essential Finance Management is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Essential Finance Management's Firm Reference Number (FRN)?
Essential Finance Management's FRN is 966198. You can verify it on the FCA register.