Essential Financial Solutions Limited

Reference number: 805269

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Essential Finance Group Management Limited Reference number: 782710 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Essential Financial Solutions Limited (FRN 805269) introduces customers to Essential Finance Group Management Limited (FRN 782710). Any regulated advice or arranging is done by the principal, not Essential Financial Solutions.
  • Example: if Essential Financial Solutions refers you to a financial adviser, the advice should come from the principal firm, not from Essential Financial Solutions itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    0800 612 8004

  • Verified address

    6th Floor, Cardinal House, St. Marys Parsonage, Manchester, Greater Manchester, M3 2LG, England

Also trades as
  • Essential Funeral Plans

Company details

From the company's Companies House record.

Company number
09357813
Company status
Active
Company type
Private limited company
Incorporated
17 December 2014 (11 years old)
Registered office
1st Floor Cloister House Riverside, New Bailey Street, Manchester, M3 5FS, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Current directors and secretaries

Name Role Born Appointed
Jonathan Christopher Bentley Director Jan 1978 17 Dec 2014
Emma Louise Francis Robinson Secretary Not published 22 Jan 2026

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Essential Finance Group Management Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Essential Financial Solutions Limited FCA authorised?
Essential Financial Solutions Limited (FRN 805269) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Essential Financial Solutions?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Essential Financial Solutions Limited (FRN 805269) introduces customers to Essential Finance Group Management Limited (FRN 782710). Any regulated advice or arranging is done by the principal, not Essential Financial Solutions. Example: if Essential Financial Solutions refers you to a financial adviser, the advice should come from the principal firm, not from Essential Financial Solutions itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Essential Financial Solutions?
Protection works through Essential Finance Group Management Limited, the principal firm responsible for Essential Financial Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Essential Financial Solutions a scam or clone?
Essential Financial Solutions is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Essential Financial Solutions's Firm Reference Number (FRN)?
Essential Financial Solutions's FRN is 805269. You can verify it on the FCA register.