Ethos, Sports, Social and Wellbeing Association

Reference number: 1033852

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Introducer appointed representative

Ethos, Sports, Social and Wellbeing Association can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

CIVIL SERVICE INSURANCE SOCIETY(THE) Reference number: 304151 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Ethos, Sports, Social and Wellbeing Association (FRN 1033852) introduces customers to CIVIL SERVICE INSURANCE SOCIETY(THE) (FRN 304151). Any regulated advice or arranging is done by the principal, not Ethos, Sports, Social and Wellbeing Association.
  • Example: if Ethos, Sports, Social and Wellbeing Association refers you to a financial adviser, the advice should come from the principal firm, not from Ethos, Sports, Social and Wellbeing Association itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through CIVIL SERVICE INSURANCE SOCIETY(THE), the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Ethos, Sports, Social and Wellbeing Association FCA authorised?
Ethos, Sports, Social and Wellbeing Association (FRN 1033852) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Ethos, Sports, Social and Wellbeing Association?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Ethos, Sports, Social and Wellbeing Association (FRN 1033852) introduces customers to CIVIL SERVICE INSURANCE SOCIETY(THE) (FRN 304151). Any regulated advice or arranging is done by the principal, not Ethos, Sports, Social and Wellbeing Association. Example: if Ethos, Sports, Social and Wellbeing Association refers you to a financial adviser, the advice should come from the principal firm, not from Ethos, Sports, Social and Wellbeing Association itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Ethos, Sports, Social and Wellbeing Association?
Protection works through CIVIL SERVICE INSURANCE SOCIETY(THE), the principal firm responsible for Ethos, Sports, Social and Wellbeing Association's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Ethos, Sports, Social and Wellbeing Association a scam or clone?
Ethos, Sports, Social and Wellbeing Association is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Ethos, Sports, Social and Wellbeing Association's Firm Reference Number (FRN)?
Ethos, Sports, Social and Wellbeing Association's FRN is 1033852. You can verify it on the FCA register.